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Entries in Basic Cents (2)


The Heart of a Steward

Knowing the difference between stewardship and ownership is paramount, and applying it in your life is key. If you can manage your finances as a steward, you’ll find that other areas in your life will fall into place.

Most people see themselves as owners. After all, they are the ones who earn the money, right? In the natural, that seems to make sense, but it couldn’t be further from the truth. God is the one who gives the power to create wealth (Deut. 8:18). Some of the most successful unsaved people don’t realize that God gave them their gifts, talents, and success. Unfortunately, unbelievers are more often wiser with money than believers: “The lord commended the unjust steward, because he had done wisely: for the children of this world are in their generation wiser than the children of light” (Luke 16:8). But that does not have to be you!

On this week’s Gospel Truth broadcast, Andrew Wommack and Paul Milligan, CEO of Andrew Wommack Ministries, discuss Paul’s teaching Basic Cents. Andrew explains why most Americans have problems handling
money correctly:

“Let me just go to some of these stats that Paul gave me. Seventy-one percent of Americans live paycheck to paycheck, up from 69 percent last year. And out of these people who are living paycheck to paycheck, 20 percent of them make more than $100,000 a year. Three out of five— which is what, 60 percent—make over $60,000 a year, and yet they’re still living from paycheck to paycheck. So the problem isn’t money. The problem is the way
they steward.”

Having the true heart of a steward requires faithfulness. When you view everything in your hands as ultimately on loan to you from God, it changes how you take care of those things. That same attitude spills over into how you steward any other area of life. Paul says, “Faithfulness has everything to do with this. You can’t decide to be a good steward today and work really hard on it for two weeks and then go back to doing what you were doing. It’s not going to be successful.”

There are tell-tale signs of those who have the heart of a steward and those who have the heart of an owner. An object lent to a steward is returned to the lender in the same condition it was given. Why? A steward is used to taking care of things that don’t belong to them. In the same way, you can tell a steward’s heart by how that person takes care of their own things. A steward aims for excellence in all areas of life because they know they will answer to God for their life.

Paul says, “When you get your finances in line with God’s Word and you make the commitment . . . to be a good steward and do what God told you to do, God gets involved with that. It gets accelerated.” He continues, “I firmly believe that if you’re doing what God told you to do with your finances, your net worth will increase every year. I’ve watched this happen over a thirtyyear period. Your net worth should be increasing every year because you’re doing the stewardship principles that God teaches us in his Word.”

Gain the practical skills and understanding in stewarding finances with the Basic Cents teaching and money-management web-based software developed by Paul Milligan. Paul is a minister of the Gospel and has revelation of stewardship in the kingdom of God. He is also an entrepreneur who has founded multiple successful corporations.

Determine today to be a faithful steward, and leave the ownership to God.

Written by Aria Fischer

For resources and products or to partner in the U.S., visit; outside the U.S., visit


Are You a Steward or an Owner

I wrote a blog article earlier this year called Token of My Trust. It’s about being a steward of the finances God gives us. I read through the article again to remind myself that my money isn’t really my money. That might sound crazy. But forgetting that I’m a steward and not an owner of my money might be the reason I don’t prosper as I’d like. It’s common for me to slip into the wrong mindset.

Being a steward over something means that God is always in my thoughts over that thing. It means I’m considering what He would do with it. No, it’s actually more than just considering. It means I’m going to do what He would do with it!

The only way to know what God would do in any given moment is, yes, through His Word, but it’s also through relationship with Him. There really isn’t a shortcut.

Over the next two weeks on the Gospel Truth broadcast, Andrew hosts Paul Milligan, the CEO of Andrew Wommack Ministries. They discuss Paul’s teaching Basic Cents. During the conversation, after discussing the practical side of managing money, Paul tells Andrew something that I find remarkable:

“The difficult thing for me sometimes with finances is that you get focused on the financial numbers and money, and there’s so much more to it. There is relationship with God. There is obedience to God, pursuing the will of God, pursuing the kingdom of God. All these things we’ve talked about, and those spiritual things are much more important to me than [the practical] things we’re talking about.”

This is the very thing I’m talking about. It’s these spiritual things that we as Christians overlook sometimes. Or, let me make it personal: these are things that I tend to overlook.

Stewardship would mean nothing without relationship. But, you know, relationship without stewardship would mean nothing too. Think about that.

On the broadcast, Paul says, “Once you start taking steps toward stewardship, then God gets involved and things get accelerated. And your income increases when God sees you’re going to be a good steward.”

That’s interesting. Paul didn’t say that I will get a raise if I’m a good steward, though I’m sure that this could apply. But Paul said my income would increase. During their conversation, Andrew mentions that God wants people to have multiple streams of income. That means me. And that means you too! God wants you to have multiple streams of income in your
life! Hallelujah!

It all starts with being a good steward—just approaching God with your money and saying, “God, what do You want me to do with this?”

God wants to be involved. But He won’t force Himself into our finances. We have to invite Him in. And I think He’d say with a smile on His face, “I’ve been waiting all day for you to give that to Me!”

Let’s approach God today and determine to be better stewards of the finances He has given us.

Andrew and Paul cover so much more on this subject. I’m sure it will help you, so check out the Gospel Truth this month. Also consider ordering the Basic Cents Package, which includes this teaching plus six months of free access to Paul’s web-based software. These tools will help you become a better steward of your money and to prosper in the way God intended. You will be blessed.

Written by David Moore II

For resources and products or to partner in the U.S., visit; outside the U.S., visit